Posts Tagged ‘college’
Paying for College – Scholarships and Federal Aid
Well the weekend has come and gone, and I still have no students seeking advice. Please email me your questions, I’m begging you! It’s partly my fault because I’m still slacking on advertising this blog. There’s a lesson for all the students out there. Don’t slack. I slacked a lot of my way through college. It works for the time being, but later on it will come back to haunt you. Try to instill solid work methods now while you still have a chance, or else when you’re twenty-something and working a full-time job, you will only think about ways to get you work done without actually working.
On to today’s topic: Paying for College. Getting the funds for college and living expenses is one of the biggest challenges you will face, perhaps even tougher than getting into college. If you slacked your way through high school and ended up with poor grades, your chances of a scholarship are not as high. But hopefully you listened to your teachers and parents and did well in school.
In Florida we have what is called a Florida Bright Futures Scholarship. Based on your grades, SAT/ACT scores, and community service, every graduating senior attending college can receive a 75% tuition scholarship or a 100% + books scholarship. Florida is awesome when it comes to providing every student the means to attend college. I am not sure how other states work, but I would imagine each state has similar scholarship programs.
Scholarships are what every student needs. Tuition can be very expensive depending on where you go to school and how many classes you take. Out of state schools will cost a student more money. Private schools will also be more expensive. Scholarships give students the ability to attend colleges on someone else’s dime. Pretty sweet deal huh?
Not all scholarships are based on financial situation like most people think. Generally, students who are in need of financial aid will be given a high priority when it comes to winning a scholarship; however, this is not always the case. Don’t be shy when asking about scholarships. Consult your school counselors, parents, teachers, and friends. You’d be surprised that the company your parents work for probably offer scholarships. Even if it is only for $1000, that is still free money you can’t pass up.
Scholarships are not limited to incoming freshman either. Current sophomores, juniors, and seniors are eligible for scholarships. Often upper level students are awarded scholarships to further their study in their specific major, such as Education majors. Visit your school’s financial aid office for more information.
One of the best, if not the best, resources for scholarship information is FastWeb. Every student needs to visit them. Yes, even you seniors. There are thousands of scholarships that go un-awarded every year. So get off this web page (when you’re done reading of course) and go get one.
http://www.fastweb.com
Another method of getting money for college is from Uncle Sam himself. No, not your mom’s half brother that you only see on Memorial Day barbeques. I’m talking about the United States Government. The federal government gives out free money to college students. It’s called FAFSA, which stands for Free Application for Federal Student Aid. FAFSA grants are determined by how much money your parents make. You have to fill out a form in your school’s financial aid department or online via their website, www.fafsa.ed.gov. Every student needs to do this. Even if your parents make $500,000 a year, there is still a chance you are eligible for a free grant. A grant is money you do not have to pay back. Ever.
Let’s say your parents give you $2000 a year for college. You use this for tuition, books, rent, and food (and with all these expenses plus more, $2000 does not go that far). Let’s say you have filled out your FAFSA forms and are given $1000. This is awesome! But wait, it’s been two years and now your little sister is going to college and your parents can’t afford to give you $2,000 each. So they split it up and you each get $1000. What a bummer!! Or is it? FAFSA adjusts your grant according to not only what your parents make, but how many siblings you have in college. The more brothers and sisters you have going to college, the more money you get.
The most dreaded, but probably most popular, method of paying for college are student loans. Almost all students have them, so don’t feel bad if you are forced to get one. If you’ve taken a finance or economic class you’ve probably heard the terms “good debt” and “bad debt”. Victoria’s Secret credit card debt is “bad debt”, while student loans are “good debt”. Student loans offer the lowest interest rates of any type of loans. Often they give you a grace period after graduation where not a single cent is due. Student loans can be paid off over a long period of time with fixed interest rates.
Subsidized student loans are loans you get through your school’s financial aid department that the government pays the interest for. Not a bad option either if you are in need of tuition money. Visit your bank or financial aid office for more information on student loans. All banks offer them, so go ask today.
Finally, the last method of paying for college I’m going to discuss is through good old hard labor. Getting a job can help pay the bills. Waitressing, bartending, retail, and tutoring are all prime examples of college jobs. If you aren’t into working at a restaurant or mall, visit your student career resource center. Jobs on campus are given out to students who are financially needy. The best thing about working on campus is they will fit your work schedule around your classes and tests. You will never have to miss class or work. One of the disadvantages of working on campus is the pay is generally low. You will make a lot more money working at Chili’s than you will your school’s bookstore.
The Importance of a College Admissions Letter
The admissions letter or essay is often weighed just as heavily as the other elements of your application, if not more so. Why? The admissions letter allows admissions officers to learn more about you and your personality than is shown through your test scores. Additionally, the admissions letter shows your critical thinking and writing skills, which are important for college.
The Topic
When selecting a topic, it is important that you choose one that will allow you to show your personality, why you are a good candidate for the college, allow you to demonstrate your writing abilities, and answer the questions put forth on the application. Simple, right? It’s not an easy process, but it can feel more manageable if you break it into smaller steps.
Choose a topic that you are familiar and comfortable with. This is not the time to research a new subject. Examples of topics that might work include an experience from your past, a hobby, or an issue of personal importance. Choosing a topic that you’re comfortable with is particularly important if you’re feeling unsure of your writing skills or find writing the admissions letter to be particularly challenging. This will help build your overall confidence.
Develop an Outline
When writing the admissions letter, you need to accomplish two things. First, write a letter that demonstrates an understanding of writing basics. This means your admissions letter will have an introduction, body, and conclusion, and will follow a logical path from one section to the next. The other essential thing you letter must do is answer the questions set forth by the school.
Create an outline for your admissions letter using the basics of writing an essay. You’ll need an introduction, a body, and a conclusion for the letter. Open the admissions letter with something interesting, such as a quote, intriguing fact, or question. If you can engage your reader immediately, he or she will want to continue reading.
The body of your college admissions letter will cover the most important parts of the letter, showing your uniqueness as an applicant and answering questions. This part will require careful planning. Finally, the conclusion will bring your admissions letter to a logical close.
To ensure that all the important parts of the letter are included and to help you organize your thoughts, create an outline of your admissions letter. Ensure that everything is included that you need and wish to highlight.
Draft and Rewrite
Very rarely will a first draft of an admissions letter be the version that you use for your college application. Good writing is a process of writing and rewriting. Allow yourself plenty of time to outline, draft, and rewrite your admissions letter.
Your college admissions letter is an important piece of the college application, and could mean the difference between an acceptance and a rejection. By following a few simple steps and allowing yourself enough time to work on the letter, you can greatly increase your chances of earning that acceptance.
Law Students: Networking with Law Firms to Find a Great Internship
For most law students, networking with law firms is the best way to find a great internship. In large cities and small towns, the legal community is close knit and many times, it is who you know, not what you know. The more people you meet with, the better your chances of building your professional network, and finding a great intern position. Networking is best started with one’s own friends and acquaintances. You can gradually branch out to network with your friends’ friends, colleagues, and members of the legal profession, as well as others in the business community that can further your efforts.
Do not be shy about contracting people of the legal profession who are not known to you. Concentrate on lawyers who are active in your field of interest. Make a list of potential law firms and seek appointments to set up interviews. You can make it clear that you are not looking for a job or internship, but seeking their advice and suggestions on your common field of interest. In the process of meeting them, if they do have an opening for an intern, they may consider you. However, your primary concern at this time is to increase your networking. Think of it as personal marketing that will serve you well your entire career.
Preparing for Internship
Prior to networking with fellow professionals and law firms, ensure that you have your resume ready. An internship resume must be informative, proactive and engaging. Have it written by a professional to ensure you stand out from the crowd amongst all other intern applicants. Emphasize your area of interest and why you want to intern for a certain law firm. Your resume should emphasize your experience (including volunteer work, community service and clerking positions while in school) that are relevant to your field of interest, your commitment to the law and must express your passion for your chosen career field.
Your resume should be well written to create a good impression, and should be accompanied by an excellent cover letter.
Depending on the law firm you are applying to for your internship, you may be required to submit a number of documents with your job application, such as:
• A covering letter stating the reasons for applying
• A detailed resume
• A sample of written legal work (take care that it does not breach client confidentiality)
• Two written references
• Copies of university and other degrees, and/or diplomas
• A list of specialized courses taken
If you have applied to a foreign law firm for your internship program, you will require submitting copies of your passport, as well. Make sure that your internship application is submitted as per the law firm’s requirements.